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IDBI Bank Personal Loan: Aajkal ke samay mein har taraph se sabhee ko paisa kee aavashyakata hotee hai. Aur achaanak se hamaare paas se koee bina plan kee samasya aa jae to hamaare liye aarthik roop se majaboot rahana mushkil ho jaata hai. Aur jab ham kisee se aasapaas apane padosiyon, rishtedaaron , mitron se rupe maangate hain aur vah mana kar dete hain ya phir unake paas khud paise na hone kee vajah se paise nahin arrange ho paata to hamein kaee baar kathinaiyon ka saamana karana padta hai. is prakaar hai ki agar kisee ko samasya hotee hai to vah vyakti IDBI Bank se personal loan aasaanee se le sakata hai.
Is post mein ham aapako bataenge ki IDBI Bank se personal loan kaise lete hain aur IDBI Bank se personal loan lene kee sabhee prakaar kee vistaar poorvak jaanakaaree denge agar aap is prakaar kee kisee samasya se joojh rahe hain IDBI Bank se personal loan kaise le ? , IDBI Bank personal loan interest rate, idbi bank personal loan Eligibility kya hai , idbi bank personal loan required documents , idbi bank personal loan online apply steps, Yah post aapake liye bahut laabhadaayak saabit hogee .
Also Read: Bank of Baroda se Personal Loan Kaise Le
IDBI Bank Personal loan Kya Hai?
Agar aap IDBI Bank ke customer hai aur IDBI Bank se personal loan ke liye apply karana chaahate hain to hum aapko bata de IDBI Bank kee jaroorat ho jaise ki kisee bhee beemaaree ka treatment , jaise kee davaiyaan lene mein , ghar ka naveeneekaran karaane mein , kisee shaadee vivaah ke kharcha uthaane mein , bachchon kee padhaee kee fees jama karane mein , jameen khareedane mein hospital ka kharcha dene mein vibhinn prakaar ke kharche bank uthaatee hai.
- Aapaat chikitsa
- Maarjin money ka prabandhan
- Ghar naveeneekaran
- Parivaar mein vivaah
- Shaikshik aavashyakataen
- Jameen ke lie bayaana raashi
- Hospital mein bhartee hone ka kharcha
IDBI Bank Personal Loan Eligibility Criteria
IDBI bank se personal loan lene ke kuch eligibility criteria hote hain jin ko follow karana aavashyak hota hai joki nimnalikhit neeche diye gaye hain:
- Jo aavedak IDBI se personal loan lene ke liye aavedan karana chaahate hain to unka salary account IDBI Bank ke saath hona chaahie.
- Aavedak kee personal loan apply karane ke liye kam se kam age 21 varsh honee chaahie aur adhikatam age 60 varsh honee aavashyak hai athava vah apnee retirement kee date tak is loan ko aavedan kar sakata hai. Aavedak ko bhaarat kee naagarikata praapt honee chaahie.
IDBI Bank Personal Loan Amount
Min Amount. 25,000/-
Max Amount. 5,00,000/-
IDBI Bank Personal Loan Processing Fees
आईडीबीआई बैंक पर्सनल लोन प्रोसेसिंग फ्री 1% है
IDBI Bank se kitna loan milega?
Doston IDBI Bank se aap 50 thousand se lekar 10 lakh tak ka lon le sakate hai.
IDBI Bank se ब्याज kitna lagega?
Doston IDBI Bank se milane vaale loan amount par aapko 7.05% – 8.60% byaaj saalaana lagega.
IDBI Bank Se Personal Loan Kaise Apply Kare?
- Sabase pahale aapako IDBI Bank kee official website par login karana hai.
- Website pe jaake aapako personal loan ke vikalp ko chun lena hai. Phir aapko ek Application bharana hai. Jisame aapako apanee saaree jaanakaree daalanee hai jaisee kee aapaka name, Address, phone number, age, agar aapka koee business ya phir aap job karate ho to uske baare main details daalanee hogee.
- Agar aap loan ke liye eligiblity honge to loan amount aapako aapake account mein mil jaegee.
IDBI Bank Personal Loan Required Documents
IDBI Bank personal loan aavedan karte samaya nimnalikhit dastaavejon kee aavashyakata hotee hai jis ko aadhaar maanakar IDBI Bank Personal Loan ke liye aavedan karaata hai:
- Aavedak ko personal loan ke liye apply karane par poora application form bhara hua hona chaahie.
- Aavedak ke paas se government dwaara pradaan kiya hua identity proof hona aavashyak hai.
- Aavedak ke paas Address proof hona aavashyak hai jo ki IDBI Bank dwaara verify hona chaahie .